The results of a regulatory examination increasingly form the basis of administrative enforcement actions against financial services providers. By implementing adequate security and management practices, financial companies ensure that an examination-whether scheduled or unannounced-results in a positive report by examiners. The risks associated with a failed examination can be devastating not only for the institutions but also for boards of directors, the members of which can be subject to personal liability for management failures.

Corporate Risk Advisors offers clients comprehensive examination services, including pre-examination risk assessments, assistance during the examination process and solutions to enhance a company's technical performance and regulatory compliance. CRA personnel include numerous former bank regulatory examiners whose expertise can be of considerable assistance in preparing for an upcoming examination and implementing business plans that remedy problems identified during the examination process. In addition to our experience with banking regulators, CRA regularly handles investigations by HUD related to Real Estate Settlement Procedures Act and by the FTC on issues arising from Fair Credit Reporting Act, Unfair and Deceptive Acts and Practices, and other laws administered by that agency.

Our team possesses an in-depth knowledge and understanding of the examination methods used by various regulatory agencies and can provide extensive guidance on strategic approaches to examinations or remedial programs. We have extensive experience working with companies throughout the entire regulatory process. Through our interactions with regulatory agencies, we are able to resolve the majority of issues in a cooperative fashion before they escalate and become highly visible.

The Investigation and Examination Services we offer include:

Examination and Supervision
Internal Investigations
Safety and Soundness guidance
Governmental Investigations and Administrative Enforcement
AML and Bank Secrecy Act Enforcement
Fair Lending Examinations and Analysis
Regulatory Enforcement Activities